High Risk Life Insurance

As a firefighter, you put your life in the line every time you head into a burning building, and yet, in spite of your willingness to risk your life for others, for the job, you are faced with high life insurance rates from companies everywhere. Despite the dangers of their occupation, firefighters can still find.. More

As a professional athlete, life insurance companies look at what sport you play and what factors might lead to additional health concerns. There are certain sports that are significantly more strenuous and there are sports that are more dangerous. Life insurance companies need to know what risk you pose financially and part of that involves.. More

There are many risks that life insurance companies evaluate before they decide to provide a policy or deny coverage. Even then they have to determine what premiums will be charged in the event that a policy is provided. Not all risk factors are related to your health; in fact, your occupation could very well influence.. More

Life insurance is a tool used to protect your family financially in the event of your death. Due to the high level of financial risk involved for life insurance companies who insure people, they must take factors that affect your life expectancy into account when determining life insurance rates and which coverage options to offer.. More

Alcoholics Anonymous devotees subscribe to the concept that they will always be an alcoholic. Even if they never drink a single drop of liquor again. Life insurance companies, on the other hand, are a bit less strict in defining alcoholics. In fact, they treat applicants that remain sober for five years or longer the same.. More

Blood pressure refers to the force used to push your blood into and out of the arteries in your heart. If your blood pressure levels get high, it can cause serious damage to your body. You are at risk for things like heart diseases, heart failure, even a stroke. With these risks, you pose a.. More

Skin cancer is the most common form of cancer, impacting millions of people each year. Like all medical situations, an early diagnosis is a key to treatment. There are many types of skin cancer, some more severe than others. The type you have, the treatment you have undergone, and a handful of other factors will.. More

Crohn’s disease impacts one out of every 300 people across the US. In total, over 1 million people in the United States have Crohn’s disease. If you are one of those 1 million you can get life insurance coverage but there are a few things you will need to know about the policies afforded to.. More

A stroke is when there is a sudden change in the blood supply you have in your brain. Ischemic strokes, for example, are caused by a sudden blockage in the arteries that lead into your brain. A hemorrhagic stroke is a situation where a blood vessel bursts and bleeds inside of your brain tissue. A.. More